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Encore Capital Group is a leading provider of debt management and recovery solutions for consumers and property owners across a broad range of assets. We conduct every aspect of our business with dedication and passion—an approach that delivers consistent performance at the highest level. Through our subsidiaries, we purchase portfolios of consumer receivables from major banks, credit unions, and utility providers, and partner with individuals as they repay their obligations and work toward financial recovery.

Encore Capital Group is headquartered in San Diego, CA with locations throughout the US, Costa Rica and India. We currently have more than 2,800 employees worldwide, and maintain a large third-party network of collection agencies and litigators throughout the United States.

Success in our business hinges on gathering, measuring, and predicting financially distressed consumer behavior. We're passionate about understanding those we serve, and we have invested heavily to build one of the industry's strongest analytic platforms focused on this demographic segment. Our sustained performance and impressive growth has been driven by our sophisticated and widespread use of data, broad investments in behavioral science, cost advantages provided by our efficient operating model, and a demonstrated commitment to conducting business ethically.

Our principled approach has attracted worldwide notice. For two consecutive years we've earned a place on Fortune's Fastest Growing Companies list. And our concern for the prosperity and well-being of our employees explains why multiple organizations have recognized our Wellness and Great Place to Work initiatives.

Headquartered in San Diego, Encore is a publicly traded NASDAQ Global Select company (ticker symbol: ECPG) and a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.